It begins in the small Iowa town of Steubenville, where a seemingly respectable citizen takes a head-over-heels tumble on a department store escalator. As if on cue, Cadillacs — 31 in all — start disappearing from lots in the San Francisco Bay area, as a team of scam artists use phone fraud, bank fraud, and pure criminal genius to do one California bank out of $1.3 million worth of Detroit’s fi...